Coordinating Workers’ Comp Settlements & SSDI Benefits

Realizing a severe work injury will permanently prevent you from returning to your trade is an emotionally and financially devastating experience. If you are in this difficult situation, securing every dollar of support from workers’ compensation and Social Security Disability Insurance (SSDI) claims is critical to keeping your family afloat.

Our Minneapolis workers’ compensation settlement and SSDI lawyer at Michael Schultz Law Firm helps the permanently injured level the playing field against massive insurance firms. You will work exclusively with our attorney, Michael Schultz, receiving compassionate support without ever having your file passed to a junior paralegal.

Social Security Disability (SSD) In Minneapolis

The government has very strict rules for federal disability benefits, especially for injuries that completely stop you from doing hard physical labor. We routinely help workers who can no longer do their jobs because of severe, long-term physical damage. This includes people dealing with:

• Catastrophic spinal limitations: Damaged or slipped discs that make it impossible to lift heavy tools or bend over safely.
• Severe joint failures: Knee or shoulder injuries so painful that you need a total joint replacement or major surgery.
• Permanent nerve damage: Damage that causes constant, severe pain and makes it hard to move around normally during the day.

When a severe injury permanently ends your career, losing that steady income leaves a massive financial gap. To support your family, you will likely need to rely on both your state workers’ compensation benefits and federal disability checks at the same time.

Understanding The Social Security Offset Rule

Many injured workers ask, “Does workers’ comp lower my Social Security disability checks?” The answer is yes. A strict federal rule called the Social Security Offset Rule puts a cap on the total monthly money you can get from both programs at the same time.

To help protect your income, attorney Schultz will use specific language in your workers’ comp settlement. This wording legally spreads your one-time payout over the rest of your life, which prevents the government from treating the money like a huge, single-month jump in pay. This approach may minimize the deduction.

Why Work With Attorney Schultz

Dealing with both state workers’ comp and federal disability at the same time is incredibly complicated. To protect your income, you need an attorney who knows exactly how both systems fit together.

Michael Schultz brings 40 years of local experience to your case. He has spent decades successfully fighting for injured workers in front of both state workers’ comp boards and federal disability judges. This deep commitment to his clients is why he has been chosen as a Super Lawyer for 27 straight years.

Let Us Help Protect Your Permanent Disability Income

At Michael Schultz Law Firm, we will help relieve your financial stress by operating on a strict contingency fee policy, meaning you pay no fee unless we recover compensation for you. We provide free initial consultations and free in-home visits statewide.

Get in touch by calling our Minneapolis office at 612-412-4916 or completing this form from our website. Se habla español.